Welcome, we are not trying to be rude, however if you're a professional earning in the £45,000 to £95,000 range - or headed for that category - the chances are that your personal business has the following things wrong with it:
1. Your investment portfolio is based on tips, hunches and hearsay... a hodgepodge of stock holdings that you're nearly always a little worried about.
2. Your personal health gets attention only when it demands it.
3. You haven't balanced your own bank account in years.
4. You haven't had time to give any really serious planning to your children's school educations - or the options.
5. You are under-insured or mis-insured, and right this minute - you are not quite sure what you are actually worth.
6. Your will is out of date, if you've made one.
7. You pay more income tax than you need to. Eventually, your family will pay more inheritance tax than is necessary, too.
8. You are not certain what is behind your child's change in behaviour recently, and haven't had time to try to find out.
In spite of your better than average salary, you still have trouble making ends meet.
These aren't guesses, really. All the above statements are based on overwhelming statistics showing that in 2013 the "man at the top" (or nearing it) has less grip on his own personal life than the man who washes his car for him.
The explanation is simple enough. If your income were lower and your job simpler, you'd have less to manage. And more time to do it, since you probably would leave your worries at 5 p.m. sharp.
But as an executive, you may find your work creeping into all phases of your life ... going home in your briefcase, coming up in party conversation, waking you up at night ... literally swallowing up your personal world.
No one would suggest that you give any less of your time and energies to the business you are in. Donating yourself to the fullest of your ability is how you got where you are now - and you've earned that position.
What you haven't earned are the accompanying ills of success. And there is no need for you to accept them wearily as part of the new territory.
It does not have to be that way. The small amount of time you spend (and you can find it) to plan, can make a world of difference in your personal life. Proper attention to your own affairs will free your mind of those small but persistent anxieties. Then, when you do have some time to enjoy yourself, you will be able to do so to the fullest.
Oddly enough, the benefits work the other way, too. When you are hard at work, the little details of your personal life will be lying neatly folded in the back of your mind. They will never distract you from the immediate business at hand. So in a way, you owe it to your business to take care of yourself.
That is what this wesbite is about. Skimming the contents, you'll see that the Business Week Guide to Personal Business hasn't left out anything that is basic to your personal life. What kind of insurance to buy? What to say when you find out your son smokes pot? It's all here.
And, in the pages of Business Week magazine, you'll find a regular feature that gives you the up-to-the-minute news on personal business - every week. The latest in what you need to know in order to get the most out of your money, your time ... and the kind of life you have worked to achieve.
Think back on all you have done to acquire your present income. Now, take a look at how that income can really start paying you back for your trouble.
Locating and hiring the right solicitor - for your personal and family affairs - may be a smart step to consider in any financial review. This is particularly true for the man who has come up fast or the executive who has moved to a new city and not yet made all his contacts.
And now, with income tax laws in a state of flux and estate and gift taxes up for reform, getting good legal advice becomes steadily more important. Make your contact now. Talk over with the solicitor your medium- and long-range plans - then let him advise you as the laws change. "Estate and gift plans, primarily, will need a thorough going over - maybe a full redo - in the 2004-76 period," says a top London adviser. "A man... see: Finding The Right solicitor